The Miami-Dade County 4-H youth development program’s Consumer Science and Career Development section offers project materials related to Career Exploration, Consumer and Personal Finance, Economic Education, and Youth Entrepreneurship.

Come and Join us on, Wednesday, December 23st , 2009 for “4-H Night Out with the Miami Heat”

We will like to invite families, 4-H members, leaders, volunteers, and friends of 4-H to an exciting night of NBA action.

Everyone who wants to come will have the opportunity to enter the AA Arena 30 minutes early to watch the Heat players warm up!

4-H Night Includes:

• Opportunity to shoot one “foul shot” live on the Miami Heat court right after the game!
• A pre-game educational speech regarding the business side of professional sports for all 4-H ticket holders in attendance, featuring a panel of Miami HEAT Executives. Learn about all of the different job opportunities in the sports industry! This event starts at 5pm sharp on the South Plaza!

Order your tickets today to get the best seats! Limited tickets available!

Ticket:

400 level @ $10

300 level @ $25

 

  Deadline to purchase tickets: December 14, 2009

DOWNLOAD EVENT FLYER:  Click Here

PURCHASE TICKETS NOW: 786-777-4866

AND YOU SAY YOUR FROM 4-H,

CONTACT: David Mack
DMack@heat.com

On My Own” is a hands-on, real-life simulation that gives young people the opportunity to experience their futures in a fun and exciting way. They are encouraged to make healthy and wise choices similar to those adults face on a daily basis.

Students assume they are 25 years old and are the primary or sole support of their household. Some high school students have a good idea of what they want to do after graduation, however many do not. “On My Own” includes a personality inventory questionnaire that divides the students into six personality types – doers, thinkers, creators, organizers, helpers and persuaders. Completing the questionnaire will help the unsure students determine their primary and secondary personality types. Then they can explore career choices that are suited to their primary or secondary personality types.

Students then select an occupation in which they are interested. Each occupation has its own annual and monthly salary that the students use to calculate their deductions. This is the amount of money they will have to spend during the simulation.

“On My Own” helps students learn about the major types of payroll deductions; federal income tax, Social Security tax, Medicare taxes and insurance plans. Students then calculate the amount of deductions from their monthly paychecks in the simulation to get their net monthly income. They deposit their net monthly income into their checkbook registers.

Students also find out that family really matters in financial affairs. If they choose to have a family, they’ll need to take into account family expenses when deducting medical insurance; shopping for food, clothing, and entertainment; and in housing and transportation choices. But of course, they learn that the big expense for a parent is childcare. Students realize that family responsibilities make financial life more complex and demanding.

By using sample checks and registers, the students learn how to record and manage their bank accounts. They move from one station to another during the simulation making spending choices. They must select a type of housing: whether it is a house or apartment and should they rent of buy. They must select a form of transportation with their family situation in mind. They can choose a new or used car, buy a bus pass, or even buy a bicycle. They must visit the grocery station and purchase a plan that fits within their budget to feed themselves and their families. They must pay for utilities and have the option of adding cellular phones, internet service, long-distance telephone service or cable television. They also must insure their home and their vehicle. They must provide child care for their children and provide the whole family with clothing and entertainment. In the event a student runs out of money or has plenty left over they might take a chance card which represents unexpected expenses and incomes encountered in real life.

 In the 4-H Consumer Education project, you will learn:

 

 

• how to process information to make the best economical choices for a given situation;

  how to comparison shop by price, product quality, or store/manufactuer;

  how to use skills or improved practices related to financial literacy and money management;

  the rights and responsibilities of consumers;

  how to effectively communicate with others;

• skills such as decision-making, getting along with others, planning and organizing, and responsibility.  

This lesson plan includes a fact sheet that talks about the importance of saving a little at a time and how that little bit of savings add up in the long run. The lesson plan also includes a hands on recycling project that walks you through the step by step process of creating a paper mache piggy bank out of a water bottle.

Click here to download: Savings-Piggy Bank